Bow Valley Credit Union understands that running a successful business requires all your attention and that dealing with banking fees should be the last thing you worry about at the end of your day. Whether a small home business, not for profit organization or a large corporation, we offer a variety of account plans that suite your business needs.
With a Bow Valley Credit Union business account, you automatically have access to a variety of services including e-transfer, merchant services, remote cheque capturing, automatic funds transfers (AFT), and much more. We take the time to ensure the right plan fits your business needs while minimizing monthly costs, so that you can focus all your attention back on your business and where it counts.
Use your Bow Valley Credit Union Debit card to access your business funds for all your purchasing needs. At Bow Valley Credit Union our Debit cards are enabled with INTERAC flash that allows you to pay for items quickly and conveniently so you can get back to business.
Is it secure?
Yes it is secure. INTERAC Flash uses secure chip processing to protect against skimming, counterfeiting and electronic pick-pocketing.
Is there a limit to how much I can spend using INTERAC Flash technology?
There are transaction limits for purchases made using INTERAC Flash. A single transaction can’t exceed $100. If your purchase is above this limit, you will be prompted to insert your card and enter your PIN.
There is also a cumulative limit. After you have reached a total spend of $200, you will need to insert your chip and enter your PIN. This will reset the limit.
Do I have to use the INTERAC Flash technology?
You don’t need to use the INTERAC Flash technology if you choose not to. Alternatively, the process for using your debit card is easy and convenient both at an ATM and when making purchases at a merchant location. Insert the card into the ATM or point-of-sale terminal and follow the prompts on the screen.
Can I use my INTERAC Flash debit card everywhere?
Your INTERAC Flash debit card will work even if the merchant does not have an INTERAC Flash reader. Instead, you will insert your card and enter your PIN. Over time more and more retailers will be installing INTERAC Flash readers for your convenience.
Can I change my PIN?
If you know your existing PIN, you can change it at any credit union ATM that displays the ACCULINK® symbol. You can also change your PIN at any Bow Valley Credit Union branch if you have forgotten it or feel it should be changed.