
Term Deposits
Whatever your investment needs, your Credit Union has the right Term Deposit. If you want high rates and security a Credit Union Term Deposit is the right product for you. Interest can be paid to your account or compounded back to your Term Deposit.
Feature Rate
- Terms offered from 30 days to 5 year lengths
- Minimum deposit $1,000.00
- Interest can be paid quarterly, semi-annually, annually or on maturity depending on the length of term
- Fully redeemable (No partial redemptions)
Alberta Plus
- Terms offered from 30 days to 5 year lengths
- Minimum deposit $4,000.00
- Interest can be paid monthly, quarterly, semi-annually, annually or on maturity depending on the length of term
- Non-redeemable
Platinum Rate
- Terms offered from 1-3 year lengths
- Minimum deposit $30,000.00
- Choose when your interest is paid! Quarterly, semi-annually, annually or on maturity
- Non-redeemable
RateLifter
- Terms offered for 3 year lengths
- Minimum deposit $4,000.00
- Tiered interest is paid annually on anniversary
- Redeemable annually on anniversary
Special Rate
- Terms offered in 30 days to 5 year lengths
- Rates and terms are negotiable to best suit your investment goals and strategy
First GIC
- Term deposit for Youth under 19 years of age
- Terms offered in 1 to 5 year lengths
- Minimum deposit of $100.00 to get started and a minimum of $25.00 can be added monthly thereafter until the term reaches a maximum of $5,000.00
- Rates guaranteed for the duration of the term
- Redeem all or part of your First GIC prior to maturity without penalty
Lawyer Trust GIC
- Bow Valley Credit Union offers specialty terms for Lawyer Trust Funds.
- Call or visit your branch for more details.