Whatever your investment needs, your Credit Union has the right Term Deposit. If you want high rates and security a Credit Union Term Deposit is the right product for you. Interest can be paid to your account or compounded back to your Term Deposit.

Feature Rate

• Terms offered from 30 days to 5 year lengths
• Minimum deposit $1,000.00
• Interest can be paid quarterly, semi-annually, annually or on maturity depending on the length of term
• Fully redeemable (No partial redemptions)

Alberta Plus

• Terms offered from 30 days to 5 year lengths
• Minimum deposit $4,000.00
• Interest can be paid monthly, quarterly, semi-annually, annually or on maturity depending on the length of term
• Non-redeemable 

Platinum Rate

• Terms offered from 1-3 year lengths
• Minimum deposit $30,000.00
• Choose when your interest is paid! Quarterly, semi-annually, annually or on maturity
• Non-redeemable  

RateLifter

• Terms offered for 3 year lengths
• Minimum deposit $4,000.00
• Tiered interest is paid annually on anniversary
• Redeemable annually on anniversary

Special Rate

• Terms offered in 30 days to 5 year lengths 
• Rates and terms are negotiable to best suit your investment goals and strategy

First GIC

• Term deposit for Youth under 19 years of age
• Terms offered in 1 to 5 year lengths
• Minimum deposit of $100.00 to get started and a minimum of $25.00 can be added monthly thereafter until the term reaches a maximum of $5,000.00
• Rates guaranteed for the duration of the term
• Redeem all or part of your First GIC prior to maturity without penalty 

Lawyer Trust GIC

• Bow Valley Credit Union offers specialty terms for Lawyer Trust Funds.
• Call or visit your branch for more details.