Wealth Management

At Bow Valley Credit Union we take great care in helping our members achieve their investment and retirement needs. We strive to provide sound investment advice that is best suited to the individual needs of our members.
Whether you want to begin saving for your first home, plan for your children's education or ensure a financially secure retirement, we are here for you.
Bow Valley Credit Union offers our members individualized solutions to help grow, preserve and dispense their assets. We work closely with each member to determine financial goals and recommend suitable solutions to reach those goals.

Retirement Counseling
Stroll into retirement by taking time to properly prepare a strategy. We help our members assess their retirement options and design an arrangement that meets their financial and personal goals. We also offer investment options that will work hard for you so you can get on with an important aspect of life...enjoying it!

Portfolio Consultation
At Bow Valley Credit Union, we recognize that there may be times when you need help making the most of your investments. That's why we offer specialized consultations to meet your specific needs. We work with our members to identify goals and values, assess risk tolerance, allocate assets and select the best investments. We recognize that life changes, as do markets and so we monitor your portfolio to ensure that it reflects your goals and needs.
Bow Valley Credit Union is pleased to provide access to the services of Credential Securities Inc.

Whether you are a novice or an experienced individual looking to improve your portfolio, our ®Credential Securities Investment Advisor, Martin Hoza will provide the time, service and sound advice needed to tailor an approach to meet your investment needs and objectives. As a salaried employee, Martin is in a position to provide you with objective, professional advice without the pressure of a commission-based advisor, and without the restrictions of a single-company representative.

Martin provides analysis to help you develop an investment strategy that includes the design of your investment and retirement portfolio. He can help with your choice of investment, including:

- over 3000 mutual funds* 
- federal, provincial and municipal government bonds as well as corporate bonds* 
- strip coupon bonds and residuals*
- a variety of term deposits 
- exchange traded funds 
- treasury bills and other money market investments* 
- stocks*
- managed accounts referrals

To speak with Martin, please contact him directly at (403) 932-9719 or toll-free at 1-877-776-3610.

*Mutual funds and other securities are offered through Credential Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member-CIPF. ®Credential Securities is a registered mark owned by Credential Financial Inc. and is used under licence.