Business Loans

Borrowing money may be a wise money management move that can maximize your purchasing power and allow you flexibility in managing your business. Our loans are designed to be flexible and tailor-made to suit your needs.

Authorized Overdraft

An Authorized Overdraft is available for those members who require funds for specific operating purposes such as financing receivables, inventory build-up, seasonal requirements or other cash flow needs.

Funds are advanced only as you require, not in multiples. Deposits are directly applied to the outstanding balance. This method minimizes the interest you pay.

Commercial Loans

Funds are available through Bow Valley Credit Union for any worthwhile purpose. This would include such items as equipment purchase, major renovation or purchase of real property.

A full range of terms and options are available at excellent rates to suit your business needs. Interest rates can be fixed or in relationship to prime. Interest terms are one, two or three years and amortization periods up to 20 years.

Loan, disability and life insurance is also available for all of your business borrowings.